Terms and Conditions – Premier Annuity Group

These Terms and Conditions govern your use of the Premier Annuity Group website located at meetjamesgarner.com. By accessing or using this website, you agree to be bound by these Terms and Conditions without modification.

If you do not agree to these terms, please do not use this website.

Modification of Terms

Premier Annuity Group reserves the right to modify, update, or change these Terms and Conditions at any time. Any changes will be effective immediately upon posting to this page. Continued use of the website constitutes acceptance of the revised terms.

Description of SMS Program

By submitting your contact information through this website, you consent to participate in the Premier Annuity Group SMS communication program.

This program may include:

Appointment reminders

Informational messages

Service-related notifications

Marketing or educational messages

Message frequency may vary.

SMS Opt-Out and Help

You may cancel the SMS service at any time by replying STOP to any message.
Upon sending STOP, you will receive a confirmation message and will no longer receive SMS communications from Premier Annuity Group.

To re-enroll, you must opt in again through the website or other authorized signup method.

For assistance, reply HELP to any message or contact us at:
Email: [email protected]

Message and Data Rates

Message and data rates may apply.
Premier Annuity Group is not responsible for any charges billed by your wireless carrier.

Wireless carriers are not liable for delayed or undelivered messages.

For questions regarding your mobile plan, please contact your wireless provider directly.

Consent Not Required for Purchase

Your consent to receive SMS messages is not a condition of purchase or of receiving services from Premier Annuity Group.

Privacy Policy

Your use of this website and participation in our SMS program is also governed by our Privacy Policy.
Please review it here: [Privacy Policy]

Links to Third-Party Websites

This website may contain links to third-party websites for convenience purposes only. Premier Annuity Group does not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Prohibited Use

You agree not to use this website for any unlawful or prohibited purpose, including but not limited to:

Violating any applicable laws or regulations

Attempting to gain unauthorized access to systems or data

Uploading or transmitting harmful code, viruses, or malware

Interfering with the website’s functionality or other users’ access

Premier Annuity Group reserves the right to restrict or terminate access for violations of these terms.

Communication Services

If the website provides communication features (such as contact forms or messaging tools), you agree to use them only for lawful, appropriate, and relevant communications. You agree not to:

Harass, abuse, threaten, or defame others.

Transmit obscene, defamatory, or unlawful content

Upload content that infringes intellectual property rights

Collect information about others without consent

Premier Annuity Group reserves the right to remove content or terminate access at its discretion.

Disclaimer of Liability

The information provided on this website is for general informational purposes only and should not be considered legal, tax, medical, or financial advice.

Premier Annuity Group makes no guarantees regarding the accuracy, completeness, or timeliness of information on this website.

All content is provided “as is” without warranties of any kind, either express or implied.

To the maximum extent permitted by law, Premier Annuity Group shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website.

Your sole remedy for dissatisfaction with the website or these terms is to discontinue use.

Copyright and Trademarks

All content on this website is © 2026 Premier Annuity Group. All rights reserved.

All logos, names, and marks are trademarks or service marks of Premier Annuity Group or their respective owners. Unauthorized use is prohibited.

Contact Information

If you have questions regarding these Terms and Conditions, please contact us:

Phone: 253-364-7848
Mail: 2022 Baseline Drive ,Grand Junction CO 81507